Privacy Policy

1. Introduction

Banco Marco Ia provides AI-driven data analysis and portfolio-related information services. We are committed to protecting the privacy of individuals who visit our website, request access to our materials, or otherwise communicate with us. This Policy describes the types of information we may collect, how we use it, and the choices available to you.

By using our website or submitting information through our forms, you acknowledge that you have read and understood this Policy. If you do not agree with the practices described here, please do not use our website or provide us with your personal information.

2. Information We Collect

We may collect the following categories of information:

• Contact Data Name, email address, and any other details you voluntarily submit through our contact or access-request forms.
• Usage Data Information about how you interact with our website, including pages viewed, time spent, referring URLs, and general navigation patterns.
• Device Data Browser type, operating system, device identifiers, and approximate location derived from IP address.
• Cookies Data Information collected through cookies and similar tracking technologies, as described in Section 6 below.
• Communications Records of correspondence if you contact us directly, including the content of your messages.

3. How We Use Information

We use the information we collect for purposes that may include:

• Responding to inquiries and requests for access submitted through our website.
• Operating, maintaining, and improving the functionality and content of our website.
• Communicating with you about our services, updates, or administrative matters.
• Analysing aggregate usage trends to inform product and content decisions.
• Detecting, preventing, and addressing technical issues, fraud, or misuse of our website.
• Complying with applicable legal obligations and enforcing our terms.

We do not sell personal information to third parties.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing personal information, we rely on one or more of the following: your consent, our legitimate interests in operating and improving our website and services, the necessity of processing to respond to your requests, and compliance with legal obligations to which we are subject.

5. Sharing of Information

We may share information in the following circumstances:

• Service Providers. Third parties that provide hosting, analytics, email delivery, or similar operational support, acting under contractual obligations to protect your information.
• Legal Requirements. Where disclosure is necessary to comply with applicable law, regulation, legal process, or governmental request.
• Business Transfers. In connection with a merger, acquisition, reorganisation, or sale of assets, subject to appropriate confidentiality safeguards.
• With Consent. Where you have given explicit permission for us to share your information for a specified purpose.

6. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to remember preferences, understand usage patterns, and improve the overall browsing experience. Cookies are small text files stored on your device by your browser.

You can control or disable cookies through your browser settings. Please note that disabling certain cookies may affect the functionality of parts of our website.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this Policy, including satisfying any legal, accounting, or reporting obligations. When information is no longer needed, we take reasonable steps to delete or anonymise it.

8. Data Security

We implement reasonable administrative, technical, and organisational measures designed to protect personal information from unauthorised access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is entirely secure, and we cannot guarantee absolute security.

9. International Data Transfers

Where information is transferred to or processed in countries other than your own, we take steps intended to ensure that such transfers comply with applicable data protection requirements and that appropriate safeguards are in place.

10. Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of your personal information, subject to certain exceptions.
• Object to or restrict certain processing activities.
• Request a copy of your information in a portable format.
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details provided on our Contact page. We may need to verify your identity before responding to certain requests.

11. Children's Privacy

Our website and services are not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that we have inadvertently collected such information, we will take reasonable steps to delete it.

12. Third-Party Links

Our website may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or applicable legal requirements. Any updates will be posted on this page with a revised "Last updated" date. We encourage you to review this Policy periodically.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page.